Student or banker – Which car suits me?
A lot of people ask themselves: “Which car suits me?” when they consider buying a new car. But maybe this question should also be asked the other way around: which car do I suit to. What kind of person you are plays a major role when picking a vehicle, that suits the own needs best. There are lots of different factors to be considered. Which financial options are available to you? What type of insurance do I need? If this is something you are considering, you could look into something like one sure insurance reviews, to get an idea of what other customers have said about different insurance policies. How much allowance are you willing to make for environment-sparing aspects and to what extend do you want your car to represent your own status? A lot of potential car buyers only ask themselves those questions on a subconscious level, so that they are in some cases totally disregarded and the wrong car, which does in no way fit its owner, is bought. For example: A Berliner student with both a part time job and a standing student loan should think twice if he buys a Audi A3 convertible or rather a small Fiat Panda. The other way around, the CEO of a global company may eventually look weird when he pulls into the parking lot with his Smart.
Which car suits me? – The different types!
To answer the question “Which car suits me?” satisfyingly, you first have to categorize your own type. SellCarGetCash.com presents you a combined list of car and social types, with which you can easily and fast square, which description matches you best and which category you belong to.
- The city type – sporty compact car
You are a city child and therefore know about the precarious parking space situation, which prevails in the city centers. Your car needs to fulfill practical purposes and get you from point A to point B. Normally you drive short distances and normally you do not need to rely on large transport volume. In this case you are the city type and a sporty compact car would be perfect for you, something like a Smart or Suzuki Splash.
- The business man – middle class limousine
When business has significant influence on your life, then you need the proper car for this as well. You want a car you can use as both, a status symbol as well as for small transports, like travelling luggage or business documents. In this case you are the business man or woman type and a middle class limousine, like an Audi A4 or a Mercedes C-Class would be best for you.
- The sporty type – sports car, convertible
Do you simply like going by car and want to enjoy this feeling with every single inch of your body? You want to feel the wind blowing through your hair while you drive along a challenging route, which demands all your skills? Then most likely you are the sporty type, you drives a sports car or a convertible accordingly. Examples are Porsche 991 or BMW M3.
- The family type – estate car, van
There is one thing you want more than anything else from your car and that’s space! Then you should pick a car with a big interior, which can offer you exactly what you want. Likely you are the family type who needs just more interior car space to have enough space for your spouse and the kids. You now have the option if you want to drive sporty with an estate car or if your main focus is on space when transporting things in a van. Ford Focus is an example for an estate car and a VW Touran is a van.
- The enterprising type – SUV, all-wheel
You also want to look good with your car when off road. While you enjoy driving off road, you still want to be sure the maximum security possible is guaranteed. If these words sound familiar, then most likely you are the enterprising type. A SUV or another car with four-wheel drive would suit you best. SUVs are considered to be gas guzzlers and therefore not really environment-sparing cars. But the truth is that the consumption rates of modern models have been extremely optimized and will continuously be improved over the next generations. VW Tiguan is a popular SUV.
- The environment-sparing type – economical cars
In case you care a lot about the planet Earth and the conservation of its environment you are most likely not interested in a sporty driving experience or a trendy brand. Instead of that you rather want to spare the environment by not driving more than necessary and using the possibilities of technical advancements while doing so. If that’s true, than most likely you are the environment-sparing type and therefore should pick a car with little cubic capacity and good CO2 emission values. When picking a Diesel car, it should also have a soot particle filter installed. As an example for an economical car, the Toyota Yaris Hybrid can be named. When talking about Diesel cars, the Citroen AX is a popular car.
That’s my car! What about financing?
To answer the question “Does this car suit me?” precisely, it is necessary to check the own financial possibilities besides the own needs. But before you hastily buy a car, because it leaves a good impression on you, you should compare prizes thoroughly to find out if you can save some money at a different dealer. As a rule of thumb, a car should not cost more than one net annual income. A working student should therefore rather consider buying a used car than going to great expenses and maybe even debts. A permanently employed person with a significantly higher annual income can think about the purchase of a new car way easier.
How expensive the motor vehicle insurance will be depends on different and individual factors and so does the amount that has to be added to the on costs when doing price calculation. It depends for example on when you obtained your driver’s license, how long you have been driving accident-free, which brand you are trying to get insured, where you will park the car regularly, how much you drive and which region you are from. If you then prefer pure liability insurance to a motor vehicle insurance with partially or fully comprehensive cover also makes a significant change in costs.
There are so called insurance comparison calculators, which can help you with price calculation and support you.
Checklist before car purchase:
- Do a price check at different car dealers
- Rule of thumb: a car should not cost more than one net annual income
- Compare motor vehicle costs in a comparison calculator
Relevant factors when cost accounting for a motor vehicle insurance:
- Period since obtaining driver‘s license
- Period of accident-free driving
- brand
- parking location
- average amount of driving
- region and residence
- pure liability insurance, partially or fully comprehensive cover